Is Credit Repair Legal?

Despite all the controversy surrounding the industry, credit repair is perfectly legal. That point is solidified by the creation of the Credit Repair Organizations Act.

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Is Do it Yourself Credit Repair Right For You?

 

 

Under the Fair Credit Reporting Act, you have the right to dispute anything you find on your report that is inaccurate, misleading or incomplete. This also includes the lack of current or updated information. With that said, the self help approach to credit repair is an alternative that many people choose. There are numerous articles on the web, books and kits for sale that offer to help to individuals who wish to attempt it on their own.

The drawback to self help credit repair is that this can be a very long, frustrating process that often times yields very poor results. In fact, sometimes it makes matters worse.

Most of the people who’ve written us reported that they just gave up due to the fact that they didn’t know how to proceed if disputes were verified.

Under the Fair Credit Reporting Act, you have the right to dispute anything you feel is inaccurate, misleading, outdated or incomplete. Knowledge is power and we highly recommend you learn everything you can about your credit.